Josephine Ingram was born in December of 1890 in Georgia, the second child and daughter born to Walter Benjamin Ingram and Sarah Frances Zellner. She grew up in Monroe County, GA, and worked as a telephone exchange operator in her 20s.
Josephine married Charles R. Payne and they had one son, Charles R. Jr. (1928). Both father and son served in the United States Navy, with Charles fighting in WWI and Charles fighting in WWII (1945-46, pictured right).Aunt Jo Jo died on January 14, 1979, in DeKalb County, GA, at the age of 1988.
